Welcome to the Squeeze Your Money Blog!

Squeezing your money is all about returning to basics and simplifying the process of managing your money so you can use it to take you where you want to go. Visit often for more tips and strategies or join our email list to get updates delivered to your inbox. Take Charge… Squeeze… & Prosper!   ps!

Do You Need Insurance?

It’s a fact, many financial catastrophes could be avoided or at least lessened with proper insurance. Regardless of how you feel about the subject of insurance, you owe it to yourself and the security of your financial future to determine areas where you are vulnerable and the types of insurance coverage that might offer you some [...]

The Money Talk

Isn’t it interesting? As women we find it easy to talk to our boyfriends or significant others about everything—everything, that is, except money. But with the divorce rate stuck on 50% largely due to money issues, this is the one topic that we should be talking about. And having the money talk as soon as [...]

Investing Basics: 3 Categories

If you haven’t started an investment program, there is no time like the present. However, understanding basic investment categories is key to being successful and building a diversified portfolio. The three basic categories are cash, stocks, and bonds. You can invest in individual investments in each of these categories or you can invest in a [...]

In Memory of My Dad

I lost my dad in January. We did not always see eye to eye but I know he loved me and his passing has left a large hole in my heart.  Checklist for Personal and Financial Matters When you lose a loved one, it can be a daunting task to take care of all of [...]

If You Want to Know Where Your Money is Going – Follow It!

Money often has a way of disappearing right before your eyes so if you want to know where it is going, follow it by keeping a money journal. I suggest that all of my clients do this at least once a year to see if their spending habits are still on track or if they [...]

Sorting Through the Mortgage Maze

If you have decided that it’s time for you to buy a house, there is one big hurdle you will need to overcome and that is getting a mortgage. While there is no shortage of mortgages, it may sure seem that way when potential lenders start to grill you. The best time to apply for [...]

Debt-to-Income Ratio

The debt-to-income ratio (DTI) represents the percent of your income that goes toward paying debts, and the lower the number the better. DTI can be calculated in two different ways: The front-end DTI ratio indicates the percent of your income that goes toward housing costs. For renters this is the rent amount and for homeowners [...]

Is This the Right Time for YOU to Buy a House?

It’s a part of the American dream, rates are low, there are plenty of houses to choose from, and it’s a buyers market so is this the perfect time for YOU to buy a house? Well, it depends because rates and availability are not the only things to consider when buying a house. Here are [...]

Dealing With the College Cash Crunch

As the economy struggles to recover, more families are now faced with some critical decisions when it comes to paying for college. Despite the economy, college costs are still on the rise with some elite private schools maxing out at as much as $50,000 per year. Market volatility and along with rising college costs has [...]

Shame on You, IDT – Final Update

One cloudy day, a big brown truck pulled up outside my fathers house and he said a guy with big brown envelope came to his door.  He opened the package and there was a check for the full amount from IDT! Case closed. I’m so glad because I’m really tired. ps!

Credit Utilization Ratio

Credit Utilization Ratios (CUR) – We used this term in an earlier article about credit scores and how they are calculated. The three major credit bureaus all factor in the amount of credit you have available and how much of that available credit you are utilizing or using. In most cases, this makes up about [...]

New Year — New Blog Design!

We’ve re-designed the Squeeze Your Money Blog to make it easier to use. Each Monday, Wednesday and Friday we will feature a specific topic. Visit us each week for one or all of the special features. OR, better yet sign up for our mailing list and we’ll email you the links each week. So here [...]

Minding Your Money: 5 Easy Ways to Lower Your Credit Score

Sometimes you start out to do the right thing – save some money or simplify your life – but many of the options you choose can also result in lowering your credit score. And this may mean paying a higher interest rate or getting less favorable terms if you want to make a big purchase [...]

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